Terms & Conditions

• Reminders for meetings, insurance, SIPs, EMIs, events, birthdays, weddings, etc.
• Tools like EMI & SIP calculator, notepad, document manager, visiting card manager, expense tracker.

By using this app, you agree to these Terms & Conditions.

• Third-party ads may be displayed.
• Ads may be personalized or non-personalized.
• Bell Buddy is not responsible for ad content.
• Clicking ads is at your own risk.

• Monthly, yearly, or lifetime plans may be offered.
• Benefits may include ad-free access and premium tools.
• Subscriptions auto-renew unless canceled.

Cancellation:

Cancel via Google Play Store → Payments & Subscriptions. No refunds for unused periods unless required by law or Play policy.

• One-time purchases may be available.
• Handled securely by Google Play Store.
• Non-transferable and tied to your account.

Refunds are governed by Google Play Store policies. Bell Buddy does not directly process refunds.

• Reminders depend on device & system settings.
• Calculators provide approximate results only.
• No financial, legal, or investment advice is provided.

Users are responsible for backing up their data. Bell Buddy is not liable for data loss.

• Missed reminders
• Financial loss
• Subscription misunderstandings
• Advertisement-related issues
• Indirect or consequential damages

Terms may be updated anytime. Continued usage means acceptance. Access may be suspended for misuse.